Disability & Leave

Life has a way of taking us by surprise. That’s why Mattamy provides a safety net with disability insurance through MetLife. This coverage replaces a portion of your income if you’re unable to work due to a covered illness, injury, or pregnancy for a limited period of time.

Eligible team members are automatically enrolled and Mattamy pays the cost of short-term and long-term disability coverage. Since Mattamy pays the premium, any benefits at time of the claim are taxable.

Use the tabs below to explore which leave types you are eligible for.

Short-Term Disability

Short-Term Disability (STD) coverage can replace part of your paycheck if you’re unable to work for several weeks.

Mattamy provides this coverage at no cost to you. There is a two-week waiting period (14 days) from the disability event and when you begin to receive pay. You must submit a claim in order for your benefits to take effect. Mattamy pays for an STD Bridge benefit that covers 100% of your salary or hourly rate during this waiting period.

Your STD benefits begin on the 15th day of disability and covers 60% of your earnings up to $2,000 for up to 26 weeks (including the elimination period).

STD Bridge

The Short-Term Disability Bridge Benefit (STD Bridge) allows eligible Mattamy team members to continue to receive pay during the time between a short-term disability event (illness, injury, birth event) and the time that the approved STD leave begins to pay out a benefit. The bridge plan provides continuous pay for up to 10 business days per STD claim event per calendar year.

Long-Term Disability

Long-term Disability (LTD) coverage can provide lasting income protection if you remain unable to work beyond the short-term window. Mattamy Homes provides this coverage at no cost to you.

Your LTD benefits begin once your STD benefits end (on the 181st day of disability) and covers 60% of your earnings up to $10,000 per month. These payments continue until your Social Security Normal Retirement Age if you remain unable to work.

Parental/Adoption Leave

Mattamy offers 80 hours of fully paid time off for eligible team members who are welcoming a new child.

Paid Parental Leave can be used simultaneously with any other leave of absence benefit and must be taken within six months of the date of birth or placement of adoption. Keep in mind – if you are the birthing parent, you also receive Short-Term Disability (STD) coverage from Mattamy. See your Leaves & Disability page for more information on STD.

Family and Medical Leave

The Family and Medical Leave Act (FMLA) provides unpaid job protection for certain types of absences.

State and federal laws allow FMLA for various reasons. Because an employee’s rights and obligations may vary depending upon the reason for the FMLA, it is important to identify the purpose or reason for the leave. Basic leave entitlement includes caring for an eligible family member who has a serious health condition, including your spouse, child, parent, or an individual who acted as a legal guardian to you during your childhood (in loco parentis).

Federal FMLA may be used for:

  • Bonding Leave
  • Family Care Leave
  • Serious Health Condition Leave
  • Military Emergency Leave
  • Caregiver Leave

Mattamy will grant FMLA in accordance with the requirements of applicable state and federal laws in effect at the time the leave is granted. Although the federal and state laws sometimes have different names, the Company refers to these types of leaves collectively as “FMLA Leave.” In certain situations, the federal law requires that provisions of state law apply. In any case, employees will be eligible for the most generous benefits available under applicable law.

Your Time Off Benefits

When you need to take time away from work for a reason that doesn’t demand a leave of absence, Mattamy provides you with Time Off benefits. Click here to learn more.

Important Reminder About Your Disability Insurance

Disability benefits are reduced by other sources of income including, but not limited to, state mandated disability benefits, part-time work earnings, and Social Security Disability Income (SSDI).

Pre-existing condition limitations

If you make a disability claim within the first year of being covered, check your plan details to see how pre-existing condition limitations might impact your coverage.