Explore the Nest Quest below — a path toward your retirement.
Your journey is always evolving as your life goals and financial needs grow and change. Follow the path and click each tile to uncover helpful resources designed to guide you every step of the way.
Navigate Your Retirement Path
Team members are eligible to participate in Mattamy’s retirement plan on the 1st of the month following 60 days of employment. Mattamy automatically enrolls you into the 401(k) plan with a contribution rate of 3% of your annual salary. Mattamy also has auto escalation, which automatically increases your contribution by 1% each year until you reach a rate of 6%. You can choose to opt out if you wish. Visit the retirement page to learn more.
Stop for Expert Advice
Mattamy has partnered with Merrill Lynch to provide you and your family FREE access to a team of dedicated financial advisors. Contact Matthew Burkhalter at 941-413-4542 to schedule your appointment. Click here to learn more about your financial planning team.
Review Your Investment Choices
You have options on how your money is invested, such as mutual funds, stocks, bonds, or target date funds. You can also hit the “easy button” and have your contributions invested in a pre-selected target date fund. Or, you can choose your own investments from the options available. Log into Transamerica and select the investment tab, then select a strategy that matches your risk preference (conservative, moderate or aggressive).
Don’t Leave Employer Dollars Behind
Mattamy matches your 401(k) contributions to help you build a solid financial future. Mattamy will match 50% of the first 6% you contribute, giving you the opportunity to receive a contribution of up to 3% of your earnings.
Protect What You Have Built
If something happened to you today, who would receive your 401(k) savings? About 40% of Mattamy team members haven’t listed a beneficiary. Without one, your retirement savings may not be distributed according to your wishes, should the unthinkable happen. Take a moment to check — it only takes a few minutes to protect what you’ve worked hard to build:
Merge Your Previous Retirement Account to Your Mattamy Account
If you have a retirement account outside of Mattamy and would like to transfer your funds:
Protect Your HSA – Name Your Beneficiaries
If something happened to you today, do you know who would receive your HSA funds? By naming a beneficiary, you ensure your funds go exactly where you intend, should the unthinkable happen. Take a moment to check:
Finish Strong with 401(k) Catch-Up Contributions
If you’re age 50 or older in 2026, you can contribute an extra $8,000 beyond the standard $24,500 limit. That means up to $32,500 total in elective deferrals for the year. If you’re age 60, 61, or 63 in 2026 and your plan allows it, you can contribute up to $11,250 as a catch‑up instead of $8,000. That makes a total of $35,750 for the year.
Supercharge Your HSA Savings at 55+
If you’re 55 or older, you can add $1,000 more to your HSA each year — an easy way to grow tax-free savings for medical expenses now and in retirement. HSA funds never expire and can be used tax-free for qualified expenses.
Maximize Your HSA Contributions
For 2026, you can contribute up to $3,900 (individual) or $7,750 (family) to your HSA, with Mattamy contributing up to $500 for individual coverage and $1,000 for family coverage. Visit the HSA page to learn more.
Boost Your HSA Contributions
Once your HSA balance exceeds $1,000, you are eligible to invest your funds for growth. Similar to a 401k, you can choose from a variety of funds.
Choose Your Tax Strategy: Roth or Pre-Tax
On your retirement journey, understanding your tax options is key. Learn how Roth and pre-tax 401(k) contributions affect your path. Watch this short video below to learn more.
Take Your Retirement Contribution to the Next Level
Even a 1% increase in your contributions can make a big difference over time. Watch the video to see how small changes today can help you reach your retirement goals faster.
Prepare for Future Healthcare Costs Today
Increasing your HSA contribution, even by a small amount, can help you build tax-free savings for future healthcare expenses and retirement. You can update your HSA contribution in Dayforce at any time. Watch the short video to learn where to start in Dayforce and select “Start Enrollment” for the Health Savings Account Change Form 2026.
Stay Safe on Your Financial Journey
Identity theft can have serious repercussions. It can hurt your credit score, taint your medical records and drain your retirement accounts. IdentityForce is offered through Cigna at no charge for Cigna medical team members. Click here to learn more.
Take a Smart Step with Your HSA
Don’t just spend your HSA, grow it! Eligible expenses like prescriptions, dental, and vision leave more money to invest for the future. Every smart HSA decision today builds your retirement tomorrow. Click here to see eligible expenses and learn more about your HSA.