Medical and Prescription Drug Coverage

Mattamy is committed to providing everything you and your loved ones need to stay healthy.

We offer three medical plan options through Cigna – one High Deductible Health Plan (HDHP) and two Preferred Provider Organization (PPO) plans:

  • Medical HDHP
  • Medical Plan 80
  • Medical Plan 90

You have prescription drug coverage with each of these medical plans.

Comparing Your Medical Plans

While we all need health coverage, everyone’s needs are different. So, it’s important to pick the plan that brings you the care you need.

What’s the Same

Each plan offers a national network, prescription drug coverage, free in-network preventive care, and access to tax-advantaged spending accounts. Each plan also offers additional programs like virtual care and bone and joint care. Find more information on the Cigna Resources page.

What’s Different

There are differences in what the plans cost, what you pay for care, how out-of-network care is covered, and your annual out-of-pocket maximum. Click on the Plan Comparison Chart tab for a full breakdown. As you make your decision, keep in mind which plan will cost you less for the entire year, considering both paycheck deductions and potential out-of-pocket costs. Here’s a quick overview of cost differences between each plan:

Cigna Medical
HDHP

Cigna Medical
Plan 80

Cigna Medical
Plan 90

Premiums – the amount you pay each paycheck for coverage

Amount you pay out-of-pocket when you receive care

Mattamy HSA contribution of up to $1,000 throughout the year

Access to the triple-tax advantaged Health Savings Account (HSA)

Access to the tax advantaged Health Care Flexible Spending Account (FSA)